Posts Tagged ‘tennessee’

Group life insurance is intended for organizations, companies, associations and other groups that have been assembled for other reasons than to obtain life insurance.  Group life insurance contains one policy that covers the entire “group”, the members will receive a certificate that proves their association.

Group life insurance can be paid for in a number of ways.  One way paid entirely by the employer/group (non-contributory), paid by the member/employee (fully contributory) or split between the two (partial contributory).

Members who wish to get coverage under a group plan would pay less in premiums than an individual policy.  Group life insurance plans spread out risk by covering many policies rather than just one.  Individuals who might be a high risk and can’t get life insurance policy, will find it much easier to be covered in a group policy.

Many group life insurance policies are underwritten with annually renewable term coverage (ART).  Meaning that the policy can be renewed every year.  Depending on how long you stay with a group policy, you may be able to convert your policy to a individual policy without evidence of insurability, but higher premiums can be expected.

Group life insurance is a great way to attract and protect your employees/members.  For more information, visit this article about Group Life Insurance.


The humidity has left permanently until sometime around April-May in middle Tennessee here.  The time now is for football and get together with friends before it gets too cold outside.

Many people are running around and soaking up the last part of the sun they can before the only tan will be from a vacation or a tanning salon.

The Titans have made a splash in the NFL by surprising everyone with their play and the Nashville Predators are definitely a team that is on the rise.

Fall is also a time to put away the boats, motorcycles and other toys before winter comes.  Not to mention the pools need to be closed and the leaves need to be raked.

Construction declines and everyone starts to slow down a little bit.  I’m considering getting an acid stain and epoxy floor in my garage, but that can really almost be done anytime.

Good luck to everyone’s football squad and please don’t force winter on us too soon!

Here are a couple freshly written insurance articles:

I’m curious to hear any feedback on the articles.  Thanks for your time.